Access to a revolving line of credit that can be utilized for future purchases.
No annual fee is charged for these benefits*
Enjoy exclusive offers for cardholders and financing options for everyday purchases.
Convenient 24/7 online account management.
Shop Now. Pay Later.**
Take advantage of our affordable financing options and shop today for a wide range of major brand products. You can pay at your own pace without worrying about immediate payment.
No Interest if Paid in Full within 12 Months!+
Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.
APPLY NOWEasy Use**
- Special Financing available** to spread your payments over time
- Periodic promotional rebate savings offers
- Promotional rebate savings offers
- $0 liability on unauthorized purchases
- Dedicated line of credit for your home furnishing/appliance/electronics needs
- No Annual Fee*
For more details regarding this offer, contact us
here!*No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $998.99 or 12 months on purchases of $999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
1. Subject to credit approval
2. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more
3. You may be required to provide your annual net income if we do not have your recent information on file.

